Reef Tank Insurance

[44santababy]

Hello all, has anyone heard of actually insuring your very expensive livestock with an insurance company? I just added water coverage to my renters policy which covers MY apt in case of a disaster and my policy covers others property up to 100,000. I asked if they would cover the livestock and they said NO, but added that others might. Anybody insured out there?

 

[ReefWerks]

from what I know in my history of installs and builds and owning...they will not cover the livestock...

 

[fishman1069]

I dont see an insurance company insuring livestock when there are soo many variables that can kill them

 

[cono]

check this out
http://www.aquaticcommunity.com/news/lib/1440

 

[44santababy]

Cono....thanks

 

[mferrufino]

I would love insurance for my tank. anyone knows where to get insurance if you maintain aquariums.?

 

[MorganAndFish]

No one would insure livestock

 

[thirty6]

I tired in October, lost my 90 and everything in it. Ins. People laughed

 

[andylee]

Doesn't it say in the article that inhabitants are basically never covered?

 

[Fishluva513]

U want insurance no problem. Its called a maintence company. They will take care of your tank so that you will not lose anything


Matty'sCornerAqauriums

 

[rookie07]

U want insurance no problem. Its called a maintence company. They will take care of your tank so that you will not lose anything


Matty'sCornerAqauriums

That is not insurance, bc if something dies the store/maintenance company will (as far as I have ever seen) not cover any lose.

 

[Fishluva513]

We'll me and most maintence companys i kno of offer added coverage.


Matty'sCornerAqauriums

 

[rookie07]

We'll me and most maintence companys i kno of offer added coverage.


Matty'sCornerAqauriums

What does that mean. Does that mean that if something dies you replace animal or refund the cost of said animal?

 

[44santababy]

Moderators, once again you showed respect and class...thankyou!

 

[Fishluva513]

The customer will enter contract with the company and all livestock will b gaurenteed. This usually doest apply to a hobbyist. The company will replace all loses. The catch is ur hands can never enter the tank. Any addition u make will breach contract. This is more for offices


Matty'sCornerAqauriums

 

[MatthewScars]

Like I said before a mod deleted my post for no reason (least have the guts to send me a RB), no one will insure you. It's just silly. So if you neglect the tank and stuffs starts dying because of your own fault, you want to have a company give you money? If you dose wrong, or your whatever reactor freaks out because of whatever reason, you want a company to pay you?

Its really just silly.

 

[rbtwo4]

Like I said before a mod deleted my post for no reason (least have the guts to send me a RB), no one will insure you. It's just silly. So if you neglect the tank and stuffs starts dying because of your own fault, you want to have a company give you money? If you dose wrong, or your whatever reactor freaks out because of whatever reason, you want a company to pay you?

Its really just silly.

same here matt. except i tried to be more polite about it lol. maybe cus i quoted u i was deleted.

 

[rookie07]

The customer will enter contract with the company and all livestock will b gaurenteed. This usually doest apply to a hobbyist. The company will replace all loses. The catch is ur hands can never enter the tank. Any addition u make will breach contract. This is more for offices


Matty'sCornerAqauriums

Ohhhhh. But you are talking to hobbyists.....so its a moot point.