I like to have 2 separate circuits. Years ago my return pump fried and tripped the breaker. Everything was on the 1 breaker. Today, if that happens, I have return on 1 and other stuff on the 2nd one.
Gonna go with the Mitsubeshi heat and air. It's half the price of everything else. Whole house was elect. No gas. I ran gas and installed a tankless H/W/H and stove and ran extra gas line in attic till we decide which heating and air to go with. Ran out of funds with the complete gut job.
I still have electric baseboard...lol. Haven't gotten my new HVAC system installed yet. Just bought house last year.
No mold. All high dollar homes in NJ by the water are getting vapor bariers on walls these days.